Obamacare, as coined by the oppositions, is legally known as the Patient Protection and Affordable Care Act (ACA). The mission is to deliver health care overall. Emerging from the struggle to afford regular doctor visits, users often ended up in hospital emergency rooms and unable to contribute to the expense of their treatments. Before the ACA, insurance companies may exclude people with several medical cases; with this policy, plans cover preexisting conditions!

This plan includes 10 essential health benefits below:

1. Preventive and wellness visits, including chronic disease management
2. Maternity and newborn care
3. Mental and behavioral health treatment
4. Services and devices to help people with injuries, disabilities, or chronic conditions
5. Lab tests
6. Pediatric care
7. Prescription drugs
8. Outpatient care
9. Emergency room services
10. Hospitalization

In addition to these, parents are mandates to include their children in their plans up to age 26. Extending the future-proof model, citizen are required to carry a tax penalty if health care is neglected.

Under the ACA, people that do not carry health insurance are subject to federal tax penalty. As such, dropping or cancellation of your coverage would mean paying tax penalty for months that you don't have coverage. Also, there will always be the risk of shouldering the full cost of your medical bills due to sickness or injuries while you're not covered by plans. So better hold-on to your plans now or consult with our US Licensed Health Insurance agents to find the right coverage for you.

Signed in 2010, the ACA aims to make affordable health insurance accessible for all. If you have yet to sign up for your heath care plan, make sure to call Insure Mart USA for us to assist you on the best plan fit for your needs. Buy your insurance plan online today!